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Archive for the ‘Wills’ Category

It’s write a will week. Do you have one?

Friday, October 26th, 2012

Research released this week shows that 58% of UK adults don’t have a will*. And almost a third of those said they’d make one when they ‘get older’*. When you consider over a third of Bright Grey’s life cover claims were for people under 50**, putting off making a will until later could be a huge mistake.

Despite less than half of the population having a will in place, 74% say they would want to leave their money to their loved ones*. Without the right plans in place, this might not happen, and your clients’ children could be left vulnerable.

If you don’t have a will or want to know if your current will is going to leave your assets distributed as per your wishes, speak to one of our asset protections consultants who are happy to help.

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Sources: *unbiased.co.uk, October 2012. **Bright Grey claims statistics, 1 January – 30 June 2012.

Make a Will – Harpenden based Will and Legal Services

Tuesday, September 11th, 2012

Harpenden based legal services firm i-Legal Services can now help you draft a Will which will importantly give you the peace of mind that knowing you have an adequate Will in place provides. Many clients put off making a Will until it’s too late or have misconceptions about where their assets will be transferred to if they die intestate.

Everyone should have a Will, in particular, anyone with dependant relatives, anyone who owns property or owns an asset they wish their family, friends or charities to benefit from. If you don’t make a Will, and therefore at the time of death there is no Will in place you will technically have died intestate. There are specific rules of intestacy which set out who will inherit and by how much if you have not left a valid Will. In the worst case scenarios where relatives cannot be traced, your assets will be taken by the Crown.

The cost of making a simple Will is not as expensive as you may think and the benefit of doing so far out-ways any cost for your relatives and family.

Contact us to make a Will today, we have will advisers in Harpenden and Barnet covering Hertfordshire, London and surrounding areas.


Where there’s a will there’s a way.

Tuesday, August 21st, 2012

Where there’s a Will there’s a Way.

The Olympic games are over and what a fantastic event it turned out to be. I was lucky enough to attend a number of events where the organisation and atmosphere were truly spectacular, a far cry from what the merchants of doom had predicted!

The buzz word now is legacy and how the slogan of the games “Inspire a Generation” can be translated from a vision to reality. In the same way we all need to plan our legacy for the future and the starting point is preparing a will.

Why do I need a Will?

The vast majority of people put off making a Will for a variety of reasons, either believing that the people they would wish to inherit will automatically do so, or because they don’t think it is relevant to them at this particular time. The reality is that you can put off making a Will until it is too late and this poses all sorts of problems for the people left behind and could mean that some or all of your inheritance either goes to the wrong person or to the state.

Affording you Peace of Mind

Firstly and most importantly is the peace of mind making a Will provides. Making a Will enables you to plan exactly what will happen to your property (estate) following your demise. This ensures that those you would like to benefit actually do so, in accordance with your wishes and at the same time avoiding any possible disputes between relatives.

Who needs to make a Will?

The answer is Everyone. In particular, anyone with dependant relatives, (children under the age of 18, elderly relatives or relatives with a disability who have special needs), anyone who owns property or has any type of asset which you would wish relatives, friends or charities to benefit from.

But won’t everything go to my husband / wife /civil partner/ parents / children etc automatically?

This is a common misconception and dependant on the size of your estate, there are set rules which will be applied to determine who inherits and how much if you do not make a Will.

So what happens if I don’t make a Will?

This is called having died Intestate. There are specific rules of intestacy which set out who will inherit and by how much if you do not leave a valid will, this may not be what you would have wished and in the worst case scenarios where relatives cannot be traced, your assets will be taken by the Crown.

This all sounds rather complex which is why we set up i-Legal Services to provide legal advice and to assist our clients with planning their legacy in a cost effective way,  in much the same way as Lord Coe has been appointed Legacy Ambassador for London 2012.

If you would like more information regarding making a Will or planning for your legacy, visit www.i-legalservices.co.uk  or ring Sandra Harrington on 020 3131 4670.